Deed of Trust vs. Mortgage - Most people use the terms mortgage and deed of trust interchangeably, or rarely use "deed of trust" at all. However, in fourteen states, including California, mortgages are rarely used. There are big differences between the two types of security interests. The major distinction is that foreclosure with a Deed of Trust is non-judicial while a foreclosure with a mortgage is judicial.
Federal Housing Finance Agency (FHFA) - FHFA's mission is to provide effective supervision, regulation and housing mission oversight of Fannie Mae, Freddie Mac and the Federal Home Loan Banks to promote their safety and soundness, support housing finance and affordable housing, and support a stable and liquid mortgage market.
Great Northern Mortgage Corporation - A professional mortgage company. Offers expertise in purchasing residential or commercial properties, lowering monthly payments and achieving financial goals by increasing cash flow, paying off expensive credit cards, and funding home renovations or repairs.
Making Home Affordable - Eligible borrowers who are current on their mortgages but have been unable to take advantage of today's lower interest rates because their homes have decreased in value, may now have the opportunity to refinance. Through the Home Affordable Refinance Program, Fannie Mae and Freddie Mac will allow the refinancing of mortgage loans that they own or that they placed in mortgage backed securities. Use the self-assessment tools provided on this U.S. government website to see if you are among the 7 to 9 million homeowners who may be able to benefit from Making Home Affordable.
Mortgage Calculator - Provides a variety of free calculators to assist you in researching, planning and obtaining a mortgage as well as learning more about your existing mortgage.
Mortgage Reports, The - Publishes timely personal finance news and advice, with a focus on real estate and mortgage financing.
Mortgage Resolution Partners - A community advisory firm working to stabilize local housing markets and economies by keeping as many homeowners with underwater mortgages in their homes as possible. Assists communities in using their power of eminent domain to acquire underwater mortgage loans and offering to refinance them into sustainable loans with lower principal balances.
Neighborhood Assistance Corporation of America (NACA) - A non-profit community advocacy and HUD certified counseling agency. NACA has been in the forefront of fighting discriminatory and predatory lending for over 20 years. NACA provides the most affordable mortgage solution for both homebuyers and homeowners. Started in 1988, NACA has a tremendous track record of successful advocacy against predatory and discriminatory lenders as well as providing the best mortgage program in America with $10 billion in funding commitments. NACA is the largest housing services organization in the country and is rapidly expanding by growing its existing 30+ offices, headquartered in Boston, MA, opening many new offices nationwide, and expanding the services it offers its membership. NACA's confrontational community organizing and unprecedented mortgage program have set the national standard for assisting low- and moderate-income people to achieve the dream of homeownership.
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