A.M. Best Company - A full-service credit rating organization dedicated to serving the insurance industry. Policyholders refer to Best's ratings and analysis as a means of assessing the financial strength and creditworthiness of risk-bearing entities and investment vehicles.
Blue Shield of California - A independent member of the Blue Shield Association, is a nonprofit health plan dedicated to providing Californians with access to high-quality health care at an affordable price. Also see its Provider Network Page.
Business Insurance - Weekly insurance news publication serving business executives who are responsible for the purchase and administration of corporate insurance/self-insurance programs, encompassing both property and liability insurance and employee benefit programs, including life, health and pensions.
California Broker Magazine - Insurance products news, including life health insurance, product announcements, annuities, Worksite marketing, financial, employee benefits, error and omission, and more.
California Life & Health Insurance Guarantee Association - A statutory entity created in 1991 when the California legislature enacted the California Life and Health Insurance Guarantee Association Act. The guarantee association is composed of all insurers licensed to sell life insurance, health insurance, and annuities in the state of California. In the event that a member insurer is found to be insolvent and is ordered to be liquidated by a court, the Guarantee Association Act enables the guarantee association to provide protection (up to the limits spelled out in the Act) to California residents who are holders of life and health insurance policies, and annuity contracts, with the insolvent insurer. Also see FAQ.
California Partnership for Long-Term Care (Partnership) - Dedicated to educating Californians on the need to plan ahead for their future long-term care and to consider private insurance as a vehicle to fund that care. The California Partnership for Long-Term Care is an innovative program of the State of California, Department of Health Care Services in cooperation with a select number of private insurance companies. These companies have agreed to offer high quality policies that must meet stringent requirements set by the Partnership and the State of California. These special policies are commonly called "Partnership policies". Partnership policies take the guesswork out of ensuring you purchased a quality policy. In addition to many other consumer protection features, Partnership policies offer the special benefit of Medi-Cal Asset Protection.
Centers for Medicare & Medicaid Services (CMS) - The U.S. federal agency that administers Medicare, Medicaid and the Children's Health Insurance Program (CHIP). In addition to providing health insurance, HCFA also performs a number of quality-focused activities, including regulation of laboratory testing (CLIA), development of coverage policies, and quality-of-care improvement. HCFA maintains oversight of the survey and certification of nursing homes and continuing care providers (including home health agencies, intermediate care facilities for the mentally retarded, and hospitals), and makes available to beneficiaries, providers, researchers and State surveyors information about these activities and nursing home quality.
Choosing a Medigap Policy: A Guide to Health Insurance for People with Medicare - This guide is written to help people with Medicare understand Medigap (also called Medicare Supplement Insurance) policies. A Medigap policy is health insurance sold by private insurance companies to fill gaps in original Medicare coverage. Medigap policies don't work with any other type of health insurance, including Medicare Advantage Plans, employer/union group coverage, Veterans Administration (VA) benefits, or TRICARE. Medigap policies help pay your share (coinsurance, copayments, or deductibles) of the costs of Medicare-covered services. Some Medigap policies cover certain costs not covered by Original Medicare.
ClaimsPages - Features over a thousand links including articles, telephone searches, mapping links, employment sites, automotive sites, fraud information, weather links, insurance news, insurance publications and more. Also provides online tools for calculating property loss claims, motor vehicle accident reconstruction, and roof and floor measurements. Also see the ClaimsPages Forms Center: automobile letters (subrogation letter to individual/business), liability letters (claim acknowledgment letter, request for accident report, request for theft report, request for medical docs/bills - no coverage, denial - less than deductible, subrogation letter to insurer, reservation of rights letter), other miscellaneous letters (acknowledgment of representation, request for contact, file reassignment letter) as well as extansive automobile forms and property forms.
CNA - The 7th largest U.S. commercial insurer and the 13th largest U.S. property & casualty insurer.
Consumer Watchdog Campaign to Make Health Insurance Companies Justify Their Rates - A coalition of policyholders, nurses, attorneys and consumer advocates with major funding by Consumer Watchdog Campaign Committee and Thomas Steyer. By 2014, federal health reform will require all Americans to have health insurance or pay a fine. But rising premiums are making health insurance unaffordable, and health insurance companies in California don't have to explain to anyone how or why they're raising rates. The Consumer Watchdog Campaign is fighting for an Insurance Rate Public Justification and Accountability Act in California that will make health insurance prices transparent and accountable. This 2014 ballot measure would also empower California's insurance commissioner to retroactively order refunds for excessive rates.
CompliSource - Vertical application service provider of information solutions for compliance professionals in the insurance and financial services industries. CompliSource products are written and continually updated by lawyers and other recognized authorities in compliance laws and regulations.
Conning Corporation - Provides a wide array of investment management and research services to insurance companies, pension funds, mutual funds and banks.
Covered California - Millions of Californians will be able to choose affordable, high-quality health insurance coverage offered through Covered California that will take effect January 2014. Covered California is a new, easy-to-use marketplace where you and your family may get financial assistance to make coverage more affordable and where you will be able to compare and choose health coverage that best fits your needs and budget. Also see Calculating Potential Insurance Cost in 2014.
Hiscox ASM - Arranges the purchase of risk transfer against kidnap and ransom, extortion, detention, hijack and fine art.
HSA Accounts (Anthem) - Recently approved by the U.S. Congress, a health savings account (HSA) is the newest way to help you manage health care costs and save for future qualified medical expenses. An HSA is an interest-bearing tax-exempt savings account that's coupled with an economical, HSA-qualified high-deductible health plan (HDHP).
HSA Answers - Kiplinger fact sheet explaining Health Savings Accounts.
HSA Decisions - A "one stop shop" for consumer friendly information on HSAs and on the lower-premium, high-deductible insurance plans required in conjunction with them. It also provides a convenient source for consumers to identify companies offering Health Savings Account-related products in their state.
Insurance Fraud Bureau of Massachusetts (IFB) - Investigative agency dedicated to the systematic elimination of fraudulent insurance transactions. The Bureau is wholly funded by the insurance industry in Massachusetts. In addition to investigators, the I.F.B. has a research division, a legal division and an administrative division.
Insurance Research Council (IRC) - An independent, nonprofit firm founded and supported by leading property-casualty insurance organizations. The Council's purpose is to provide timely and reliable research to all parties involved in public policy issues affecting risk and insurance, but the Council does not lobby nor take legislative positions.
Insurance Risk Management Institute (IRMI) - Provides expert advice and practical strategies for risk management, insurance, and legal professionals. Since 1978, IRMI has published a comprehensive library (45,000+ pages) of practical manuals, books, and newsletters. IRMI also sponsors seminars and conferences, including the annual IRMI Construction Risk Conference, the premier national symposium devoted to the management of construction risks.
Insurance Scrawl - Blog covering legal issues affecting property-casualty insurers.
Insurance Services Office (ISO) - A leading source of information about risk. Supplies data, analytics, and decision-support services for professionals in many fields. Also offers information for risk managers in all industries.
Insure - Source for finding quotes on health, life and car insurance.
Insure Kids Now - Your state, and every state in the U.S., has a health insurance program for infants, children and teens. This insurance is available to children in working families, including families that include individuals with a variety of immigration status. Materials are available on this governemnt site that explain more about immigration and children's health insurance.
InsWeb - A free service that makes it easier to shop for and compare quotes from the nation's leading insurance companies.
International Risk Management Institute (IRMI) - Researches risk and insurance issues and to provide information to business, legal, risk management, and insurance professionals. The Commercial Lines Library analyzes general liability, umbrella liability, business auto, motor carrier, commercial property, inland marine, commercial crime, D&O liability, E&O liability, employment practices liability, and malpractice liability insurance. The IRMI Risk Management Library addresses risk financing and the alternative market, contractual risk transfer, workers compensation law, safety, and claims management. IRMI books and references focus on insurance coverage case law developments, specific risk management techniques and practices, risk and insurance developments and trends, and risk management for specific industries.
John Hancock - Offering insurance and financial services products including annuity, life insurance, mutual funds, the annuity, 401K and pension products.
Justify Their Rates - Consumer watchdog campaign to make health insurance companies justify their rates.
Lloyd's - Brand name and license network in world-wide insurance and reinsurance. The Lloyd's market is made up of 51 managing agents running 80 syndicates. Unlike most other insurance brands, Lloyd's is not a company, it's a market place where our members join together as syndicates to insure and reinsure risks. The Lloyd's market insures complex and specialist risks from oil rigs and wind farms to major airlines and private space shuttles.
Marsh & McLennan Companies - World's largest insurance broker. Marsh provides global risk management, risk consulting, insurance broking, financial solutions, and insurance program management services.
Medicare Travel Coverage - The 50 states, the District of Columbia, Puerto Rico, the U.S. Virgin Islands, Guam, the Northern Mariana Islands, and American Samoa are considered part of the U.S. In general, health care you get while traveling outside the U.S. isn't covered. Also see:
Medigap and Travel - Your Medigap policy may offer additional coverage for health care services or supplies that you get outside the U.S. Standard Medigap Plans C, D, F, G, M, and N provide foreign travel emergency health care coverage when you travel outside the U.S.
Medi-Cal - The California Medical Assistance Program (Medi-Cal or MediCal) is the name of the California Medicaid welfare program serving low-income individuals, including but not limited to: families, seniors, persons with disabilities, children in foster care, pregnant women, and childless adults with incomes below 138% of federal poverty level. Also see Wikipedia.
Munich RE - Primary insurance and reinsurance under one roof.
National Organization of Life and Health Insurance Guaranty Associations (NOLHGA) - A voluntary association made up of the life and health insurance guaranty associations of all 50 states and the District of Columbia. State guaranty associations provide coverage (up to the limits spelled out by state law) for resident policyholders of insurers licensed to do business in their state. NOLHGA assists its member associations in quickly and cost-effectively providing coverage to policyholders in the event of a multi-state life or health insurer insolvency.
National Underwriter Company - Publishes a broad array of print, e-media and software products for the insurance and financial services industries. Its key publications include the two weekly magazines, National Underwriter, Property & Casualty/Risk & Benefits Management and National Underwriter, Life & Health/Financial Services, as well as the multi-volume loose-leaf FC&S Bulletins service and Tax Facts desk references.
Obrella - Find insurance quotes, learn useful information about insurance, keep up to date on insurance news.
ODEN Insurance Services, Inc. - A regulatory research organization servicing the insurance industry with compliance-based products. ODEN's State Rules & Regulations products for Individual Life & Annuities, Group Life & Annuities, Long Term Care and Property & Casualty provide concise, consistent and "legalese-free" summaries of the statutes, regulations, bulletins and other regulatory sources addressing a variety of topics for all fifty states, DC, Puerto Rico and the Virgin Islands.
Office of Worker's Compensation Program (OWCP) - Administers three major disability compensation programs providing wage replacement benefits, medical treatment, and vocational rehabilitation to workers (or their dependents) experiencing work-related injury or occupational disease.
Progressive Auto Insurance - The fourth largest writer of private passenger auto insurance in the U.S. and the nation's largest writer of private passenger auto insurance through independent agents.
Property and Casualty - Provides comprehensive product, service, management, technical and regulatory information, as well as an industry directory featuring some 60,000 name and number listings, daily news updates and business reports.
Rendez-Vous de Septembre - International rendez-vous of insurance and reinsurance concerns that provides an opportunity to meet with clients, policy makers and industry experts.
Rough Notes Company - Publisher of Rough Notes Magazine, The Insurance Marketplace Online, Specialty Lines Market Reports and other products assisting independent insurance agents.
Securities Investor Protection Corporation (SIPC) - Provides the U.S. investor's first line of defense in the event a brokerage firm fails owing customers cash and securities. Besides protecting investors, SIPC also provides investor education, and ways to protect you from investment fraud.
Willis - A leading risk management and insurance intermediary.
Wolters Kluwer - Insurance compliance information and collection of regulatory information.
Workers Compensation - A form of insurance that provides compensation medical care for employees who are injured in the course of employment, in exchange for mandatory relinquishment of the employee's right to sue his or her employer for the tort of negligence. This website providesworkers compensation news and information for employees, employers, insurers, and medical providers. Use the research center, locate an insurance provider, get info on your state's program, and find professional help relating to workplace injuries and disabilities in the U.S. Also see Wikipedia article and any of following Workers' Compensation Administrators in the U.S.:
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