AnnualCreditReport.com - This central site allows you to request a free credit file disclosure, commonly called a credit report, once every 12 months from each of the nationwide consumer credit reporting companies: Equifax, Experian and TransUnion.
Bankrate.com - Mortgage rates, CD rates, auto loans, credit cards, mortgage news and more.
Bureau of Public Debt (BPD) - An agency within the U.S. Department of the Treasury. It's job is to borrow the money needed to operate the Federal Government by selling Treasury bills, notes, and bonds, as well as U.S. Savings Bonds and and to account for the resulting debt. The agency pays interest to investors; and, when the time comes to pay back the loans, it redeems investors' securities.
BusinessCreditUSA - Premier Internet business credit portal, offering free business credit ratings, full credit reports and customer opinions on 13 million businesses.
CardWeb.com - Global payment card information network.
Center for Responsible Lending - Predatory lending strips billions in wealth from low-income consumers and communities in the U.S. each year. Borrowers lose more than $25 billion annually due to predatory mortgages, payday loans, and other lending abuses like overdraft loans, excessive credit card debt, and tax refund loans. The Center for Responsible Lending is fighting to stop these financial abuses through legislative and policy advocacy, coalition-building, litigation, and industry research.
Chase Student Loans - Provides financial product and service programs to the higher education and postgraduate communities. Offers a variety of student loan consolidation and refinancing options, in addition to new loan origination services for college students and their parents.
Computer Equipment Leasing - BusinanceFinance.com article: "Avoiding obsolescence is just one of the many advantages to leasing. With leasing, your business can always have the most up to date computer equipment and when the lease contract is over, better equipment can be leased. For equipment with low obsolescence, like some types of heavy machinery, a company can choose to purchase the equipment at the end of the lease agreement for fair market value (typically very minimal.) If you choose not to purchase the equipment, then newer equipment can be leased instead. Features of computer leasing: 100% financing - Purchase options set at one dollar or ten percent - 100% tax deductible plans - Fixed monthly payments - Preservation of your cash and bank lines - Pay for equipment as it produces income. Note: Computer equipment can become obsolete in just 3 or 4 years; With a lease, it's easy to expand or replace equipment; You are relieved of the responsibility of ownership ; Leasing is easy and usually requires less security than other financing."
Consumer Credit Counseling - Debt and credit counseling, bill consolidation and debt management service.
Consumer Federation of America (CFA) - Disseminates information on consumer issues to the public and the media. Works to advance pro-consumer policy on a variety of issues before Congress, the White House, federal and state regulatory agencies.
Credit.com - When it comes to consumer credit information, the cost and consequences of acting on inaccurate information can be devastating. This site was founded in an effort to protect you from unscrupulous marketers, help you through the maze of the American credit system and provide you with information, tools and resources you can trust.
Credit Card Nation - Dr. Robert D. Manning, author of Credit Card Nation has contributed to state and federal legislation concerning the marketing of credit cards to college students, consumer bankruptcy reform, predatory loans, and financial education programs.
Credit Slips -
A blog on all things about credit and bankruptcy by seven academics.
CreditCards.com - Credit card offers. Low interest, balance transfer, reward, prepaid, college students, airline and instant approval credit cards.
Credit Counseling Solutions - Debt management program shows you how to consolidate credit card debt, unsecured personal loans, medical bills and other consumer credit into one convenient payment.
CreditBase - Credit Report software for Equifax, Experian, Trans Union or all three.
CreditSights - CreditSights work spans loan research, structured credit products, and sector strategy among others. Complementing its sector work is macro level strategy on issues such as pensions, covenants, mergers & acquisitions, and leveraged buyouts. Its micro and company-level research coverage in both the US and Europe includes telecom, media, and technology as well as various energy-related sectors across utilities, power, and oil and gas. CreditSights covers a full credit spectrum of industrials including automotive and manufacturing, commodity-based cyclicals, homebuilding, retail, consumer products, aerospace and defense, and the airlines. Its seasoned senior financial services analytical team covers U.S. and European brokerage and bank issuers, insurance companies, REITs, monolines, and government-sponsored enterprises. CreditSights regularly writes about over 700 companies. Our easily-searched archives contain over 60,000 articles.
eLease - Equipment leasing is an excellent way to grow your business without huge out of pocket expenses. Currently, 35% of all equipment is leased. Leasing offers real advantages including better value, more convenience and greater control. In most cases, the full amount of the equipment, as well as the service, shipping, installation costs and maintenance can be included in the lease. This spreads the cost out evenly over the term of the lease freeing up your money to work harder for you. Learn more about equipment leasing and how it can help your business by browsing our easy to read FAQ, Leasing 101 and Why Lease.
E-Loan - Offers a broad choice of products from many lenders for mortgages, home equity loans, auto loans, credit cards and small business loans in a secure online environment, combined with comprehensive personal service from dedicated, unbiased loan consultants.
Equifax - Serves the financial services, retail, credit card, telecommunications/utilities, transportation, information technology and healthcare industries, and government. Global operations include consumer and commercial credit information services, payment services, software, modeling, analytics, consulting and direct-to-consumer services.
Equipment Leasing and Finance Association (ELFA) - Trade association representing financial services companies and manufacturers engaged in financing the utilization and investment in capital goods. ELFA is the principal source for industry best practices and professional, business and ethical standards.
Experian - Credit reports and scores. Provides U.S. consumers with the tools and services to help them understand, manage and protect their personal credit profiles.
Export Credit Agencies (ECA) - Policy analysis, case study research and news stories about the social and developmental impacts of Export Credit Agencies and Investment Insurance Agencies (ECAs). Most industrialized nations have at least one ECA, which is usually an official or quasi-official branch of their government. Publicly owned bilateral ECAs are an increasingly important class of international finance institutions that support a growing number of privately owned project ventures in less developed countries. Many of these projects present major threats to the environment and people of the affected regions.
FinanCenter.com - Publishes research on rates, fees, features, and customer satisfaction levels for financial products and services online. It is also a great source for Web calculators that compute borrowing, investing, and spending options.
Fitch Ratings - A leading global rating agency committed to providing the world's credit markets with accurate, timely and prospective credit opinions.
GE Capital - Provides financing and services to business customers of all sizes to help them grow. Its synergistic product offerings include: equipment leasing and lending, inventory finance, fleet services and franchise finance, globally.
GetSmart - Borrower's marketplace, providing loan information and lender connection, all in one location.
Guide to Leasing Equipment - Work.com How-to Guide: "Leasing provides many benefits, but the most important is better cash flow for your company, since leasing typically carries little in the way of up-front costs. Leasing is easier and faster than bank financing, and it allows you to have the latest equipment. The downside: it's more expensive than bank financing in the long run, you have to pay even if you stop using the equipment, and you'll probably need to guarantee the lease payments personally."
How to Get a Free Credit Report -
United States federal law requires every American to be able to get a free credit report from three reliable reporting agencies, once a year. If you want to check your eligibility for a loan or just want to make sure your record is clean, a free credit report is the first step. This page teaches you how to get a free credit report without being scammed.
In Debt We Trust - A Danny Schechter film, In Debt We Trust shows how the mall replaced the factory as America's dominant economic engine and how big banks and credit card companies buy our Congress and drive us into what a former major bank economist calls modern serfdom. Americans and our government owe trillions in consumer debt and the national debt, a large amount of it to big banks and billions to China.
Javelin - A leading provider of independent, industry-specific, quantitative research and strategic direction for payments and financial services initiatives. Javelin conducts rigorous research and analysis to create successful strategies related to financial institutions, payments firms, technology vendors, merchants and billers, regulators and other policy-makers, associations, and consumer or business end-users.
LendingTree.com - Online loan marketplace where lenders compete for your business and you choose the loan that's right for you.
LiveCapital - Enables financial institutions, equipment vendors, and B2B exchanges to provide their small business customers with instant online financing.
myFICO Scores - FICO scores are your credit rating. Most lenders base approval on them. You have three FICO scores, one for each credit bureau, and you can only get all three from myFICO.
National Community Reinvestment Coalition (NCRC) - Develops the collective energies of community reinvestment organizations from across U.S. so as to increase the flow of private capital into traditionally underserved communities. NCRC has grown to an association of more than 600 community-based organizations that promote access to basic banking services including credit and savings, to create and sustain affordable housing, job development and vibrant communities for America's working families.
National Credit Union Administration (NCUA) - The U.S. federal agency that charters and supervises federal credit unions and insures savings in federal and most state-chartered credit unions across the country through the National Credit Union Share Insurance Fund (NCUSIF), a federal fund backed by the full faith and credit of the United States government.
National Foundation of Credit Counseling - A national non-profit network of 1,450 Neighborhood Financial Care Centers designed to provide assistance to people dealing with stressful financial situations.
Reverse Mortgage - A reverse mortgage is a special type of loan used by older Americans to convert the equity in their homes into cash.
SafeBorrowing.com - Consumer credit can be complicated. From the unusual legal terms to the complex mathematical formulas, understanding how credit works can be a big task. This website covers the four basic types of consumer credit: mortgage loans, auto loans, student loans, credit cards.
Secured Transaction Law - Cornell Law School resources: "A security interest arises when in exchange for a loan a borrower agrees, in a security agreement, that the lender (the secured party) may take specified collateral owned by the borrower if he or she should default on the loan. A security interest also provides the secured party with the assurance that if the debtor should go bankrupt he or she may be able to recover the value of the loan by taking possession of the specified collateral instead of receiving only a portion of the borrowers property after it is divided among all creditors."
Small Business Loans - Search over 4,000 sources of business financing and get your free matched list in seconds.
Standard & Poor's - A leading global provider of investment data, valuation, analysis and opinions.
Stop the Squeeze - A collaboration among like-minded organizations dedicated to alleviating the debt burden on American families and raising awareness about the consumer debt issue.
Truth About Credit Campaign - A guide for getting a credit card, avoiding credit troubles and clearing up your credit problems. Credit card resources and consumer information.
Virtual Library on Microcredit - A repository of information on alternative, non-conventional financial systems and microcredit, educating the public on issues related to microfinance and microcredit.
Virtual Merchant Account Provider
100 Best Merchant Accounts - A database of merchant accounts, e-commerce web hosts, shopping carts, and other merchant services along with summaries, statements from the company and user reviews.
CCNow - Bridges the gap between online buyers and sellers by providing a comprehensive set of secure online checkout services.
ClickBank - Online billing solution used by thousands of web businesses that deliver products and services over the Internet via web pages, files, or email. ClickBank's payment technology lets any web business (a merchant) automatically pay sales commissions to any other web business (an affiliate) that links a paying customer to the merchant. Clickbank bills the customer, pays the merchant, and pays the affiliate.
NetBanx - Allows any Web site to start taking payments online with credit and debit cards. NetBanx clears card transactions in seconds and cardholder accounts are directly debited - the equivalent of card swipe machines used by retailers when processing payment by credit or debit cards.
PayPal - Provides instant and secure online payment service.
QuickCommerce - A U.S. credit card processing company specializing in merchant account and credit card transaction solutions for non-traditional merchants within the Internet, home-based, phone order/mail order industries. Offers merchants the ability to accept all forms of non-cash payment, including Visa, Mastercard, American Express, Discover, Diners Club, and electronic checks. Offices in New York, Florida, Texas, Illinois, Utah and California.
Revecom - Offers multi-currency transaction processing for businesses located anywhere on planet earth.
SWREG - Provides software and shareware authors a convenient means of selling their products on the web.
WorldPay - Online credit and debit clearance by a leading payment provider. WorldPay's services range from entry level storebuilder and secure online payment processing solutions, to high-end, multicurrency transaction processing systems for larger organizations with an established web presence.
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Monday, May 14, 2012 10:07 PM
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